SubsidyX

One-Stop Government Subsidy Marketplace

SubsidyX is a one-stop subsidy marketplace that helps startups, MSMEs and large enterprises find, compare and claim the government subsidies they are entitled to. Built for Jinishish Fintech, the platform turns a business's basic details into a detailed report of applicable central and state government incentives in just a few minutes. We designed and built SubsidyX as a complete web platform: a guided report generator backed by a rule-based incentive engine, expert-assisted availment, subscription plans for CAs and consultants, and a responsive experience that works just as well on mobile.

Project

SubsidyX

Category

Website Development

Industry

Fintech

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Timelines

TBD

Services we provided
Website DevelopmentSaaS Product DevelopmentUI/UX Design

Key metrics

Subsidy schemes integrated
250+
MSMEs served
500+
Subsidies assisted
₹200 Cr+
Channel partners
105

Problem statement

Government subsidies can transform a business's finances, yet most businesses never claim everything they qualify for. When we started working on SubsidyX, the obstacles were clear:

  • Hundreds of central and state government schemes are spread across departments, each with its own rules.
  • Eligibility depends on a web of details: state, industry category, sector, district, taluka, social category, enterprise size and loan status.
  • Working out the actual benefit amount meant hiring consultants and waiting days for a manual assessment.
  • Once applications were filed, businesses had to log in to multiple government portals just to track their status.

The real challenge was:

How do we turn a maze of subsidy rules into a clear, instant answer that any business owner, CA or consultant can act on?


Tech stack

React JS logo

React JS

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Next JS logo

Next JS

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Our solutions

We built SubsidyX around instant answers, expert support and a single place to manage every subsidy.

1. A One-Stop Subsidy Marketplace

The homepage gives every type of business a clear way in, with dedicated paths for startups, MSMEs and large enterprises, and a direct line to an expert. Startup, central government and state government benefits each have their own entry point, so users only see what applies to them.

SubsidyX homepage

2. A Three-Step Subsidy Report

We reduced a consultant's assessment to three guided steps:

  • Share basic business details: state, industry category and industry sector
  • Answer a few targeted questions that narrow down the most applicable subsidies
  • Download a detailed subsidy report listing every applicable scheme and benefit

Platform reach and the report generation steps

3. A Rule-Based Incentive Engine

Behind the report sits an engine that applies each scheme's applicability rules to the business's details and computes the benefits available. It covers sectors and activities from import and export, services, food and agro processing, electrical and electronics, IT/ITES, manufacturing, automobiles and textiles to rent, electricity duty, exhibition participation and SME IPO expenses.

Benefit categories and sectors covered

4. Expert-Assisted Subsidy Availment

Finding a subsidy is only half the job, so the platform supports the full availment journey: identification, preliminary advice, expert guidance with a connect to trusted channel partners, and follow-through until the subsidy is disbursed. Documents, queries, replies and application status all live in one place, so clients no longer juggle multiple government portals.

5. Plans for Founders, CAs and Consultants

Flexible pricing serves both one-time users and professionals: a single-report plan for founders researching their options, and yearly subscriptions with multiple reports for CAs, consultants and growing businesses, with secure online payments built into checkout.

SubsidyX pricing plans

6. Quick Sign-In, on Any Device

Users sign in with a one-time password on their phone, with no passwords to remember. The entire platform is responsive, so business owners can check their benefits from a phone as easily as from a desktop.

OTP sign-in

SubsidyX on mobile


Feature Screenshots

Key Features Delivered

  • Dedicated Paths for Startups, MSMEs and Large Enterprises
  • Three-Step Subsidy Report Generator
  • Rule-Based Applicability and Benefit Calculation
  • 250+ Central and State Government Schemes
  • Downloadable Detailed Subsidy Reports
  • Expert Connect and Channel Partner Network
  • Single Dashboard for Documents, Queries and Application Status
  • Single-Report and Yearly Subscription Plans
  • Integrated Online Payments
  • OTP-Based Sign-In
  • Blog, FAQs and Sample Report
  • Fully Responsive Experience

Results

SubsidyX turned a consultant-heavy process that took days into a self-serve answer in minutes.

Impact

  • Wide Coverage: 250+ central and state schemes integrated into a single engine
  • Proven Reach: 500+ MSMEs served and 120+ startups benefited
  • Real Money Unlocked: Over ₹200 crore in subsidies assisted
  • A Growing Network: 105 channel partners extending expert support across regions
  • Built for Professionals: CAs and consultants generate reports for many clients from one account

With SubsidyX, we built a platform that makes government incentives accessible to every business, not just those with an expert on call.


More work

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